Terms of Use / Terms & Conditions

Effective Date: 01/09/2025

Welcome to FBN Hilltop. By accessing or using our website , you agree to comply with and be bound by the following Terms of Use. If you do not agree to these terms, please do not use our website.

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1. Use of the Website

• You may use this website for lawful purposes only.

• You agree not to use the website to post or transmit any content that is illegal, harmful, offensive, or infringes the rights of others.

• You may not attempt to gain unauthorized access to any part of the website, its servers, or databases.

 

2. Intellectual Property

• All content on this website, including text, images, graphics, logos, and designs, is the property of FBN Hilltop or its licensors and is protected by copyright, trademark, and other intellectual property laws.

• You may not reproduce, distribute, modify, or create derivative works from our content without prior written permission.

 

3. User-Generated Content

• If you submit any content (e.g., messages, comments, or files) to the website, you grant FBN Hilltop a non-exclusive, royalty-free, worldwide license to use, display, and distribute that content.

• You are responsible for ensuring that your submissions do not violate any laws or third-party rights.

 

4. Third-Party Links

• Our website may include links to third-party websites. We are not responsible for the content, privacy practices, or accuracy of these websites.

• Accessing third-party sites is at your own risk.

 

5. Disclaimers

• The website and its content are provided on an “as is” and “as available” basis.

• FBN Hilltop makes no warranties or representations regarding the accuracy, reliability, or availability of the website.

• We are not liable for any damages arising from your use of the website.

 

6. Limitation of Liability

• To the maximum extent permitted by law, FBN Hilltop shall not be liable for any indirect, incidental, or consequential damages resulting from your use of the website.

• This includes damages for loss of profits, data, or other intangible losses.

 

7. Indemnification

• You agree to indemnify and hold harmless FBN Hilltop and its affiliates, employees, and partners from any claims, liabilities, or expenses arising from your use of the website or violation of these Terms.

 

8. Governing Law

• These Terms are governed by and construed in accordance with the laws of the USA.

• Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts.

 

9. Changes to Terms

• FBN Hilltop may update these Terms from time to time.

• Changes will be posted on this page with the updated effective date. Your continued use of the website constitutes acceptance of any changes.

 

10. Contact Information

If you have questions about these Terms, please contact us.